MIPS is committed to ensuring your privacy.
PRIVACY POLICY AND DISCLOSURE
Your privacy is of utmost importance to us. Michigan Payroll Services and its affiliated companies are fully committed to protecting the privacy of your personal, business and financial information. We closely safeguard all sensitive information, and ensure that data provided to us is used responsibly and only for its intended purpose. By limiting the collection and sharing of clients’ personal information to the minimum required in order to provide the services requested, we protect your data from any type of unauthorized access, disclosure, or misuse.
The following privacy policy and disclosure outlines our practice regarding identifiable business and financial information for current and future clients. As we continuously strive to enhance our services, updated features may require relevant modifications. Please note that our privacy policy may be revised accordingly without notice.
TYPES OF INFORMATION THIS COMPANY COLLECTS:
We collect nonpublic business and financial information from many sources, including directly from companies through proposals, forms and information requests. Nonpublic business and financial information does not include information that we obtain from government records, widely distributed media, or government-mandated disclosures.
The information we collect through our transactions is for the sole purpose of providing the products and services you request. This may include information from employee applications, company and employee checks, payroll registers, State and Federal reports, and electronic banking transfers (e.g., direct deposits and/or Automated Clearing House (ACH) transactions).
We do not collect personal or company information unless we discuss it with you first, so whether you voluntarily provide any information is entirely your decision.
TYPES OF INFORMATION THIS COMPANY DISCLOSES:
Under no circumstances does Michigan Payroll Services disclose any nonpublic business and/or financial information about our current or former clients to nonaffiliated third parties, except as permitted by law. We may disclose certain personally identifiable information without allowing clients and/or their employees the right to opt out of our sharing agreements only in the following circumstances:
To affiliated companies only to the extent permissible under law, and as necessary for this company and/or its affiliates to adequately provide products or services, report to credit bureaus (as requested), manage risk, and perform other business and financial activities.
To companies who perform transaction processing for Michigan Payroll Services in the following circumstances:
- If the transaction, service, or product is requested or authorized by the client.
- To maintain or service a client’s account, such as health insurance, workers’ compensation insurance, retirement savings plans, or other such services administered by a third party.
To a consumer reporting agency under the Fair Credit Reporting Act.
To disclose information necessary to enforce our legal or contractual rights or the right of any other person who is engaged in the business or financial transaction.
To disclose information required in the ordinary course of business, such as in the administration of insurance claims or benefits, the confirmation of information to the client or the client’s agent, and/or the billing, processing, or clearing of items in the normal course of business.
To provide information to the following: insurance companies that Michigan Payroll Services and/or its affiliates contract with in the normal course of business, agencies that audit this company, certified professionals who assess our compliance with industry standards, and our attorneys, accountants, and auditors.
To comply with federal, state, or local laws, rules, and other applicable legal requirements.
To the extent permissible under the Right to Financial Privacy Act.
SAFEGUARDING CLIENT INFORMATION:
We protect client privacy by ensuring that only employees who have a business reason for accessing information are granted permission to do so.
Our employees are committed to upholding the privacy policies of Michigan Payroll Services. All employees have a copy of this policy.
If we modify our policy or practice, for example by adding a category of information that will be disclosed to a third party, we will notify all current clients. Additionally, we will offer clients adequate time to opt out of the disclosure.